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Mike Matthews Home Loans


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Mike Matthews

Mike Matthews Home Loans NMLS 326869
C: 503.816.4281 | O: 503.416.2781

Summit Mortgage Corporation | NMLS 3236

Meet Mike Matthews

Mike is a true Oregonian. He graduated from Sunset High School in 1984 and then Oregon State University in 1989. Mike played college football and was voted team captain his senior year. After graduation, he worked for Nike and Nautilus Plus. In 1996, Mike accepted his first loan originator position and has been originating loans ever since. His experience and knowledge in the industry allows clients to relax and trust the mortgage process. Mike has two teenage boys: Mitch and Mack. In his down time, Mike enjoys fishing, coaching sports, and hanging out with family and friends.

Purchasing A Home

Your dream home is at your fingertips. Whether you’re buying a home for the first time or looking for the perfect vacation home, we’ll help find the financing option that’s right for you.

Need To Refinance?

Saving money is good. Refinancing can help you obtain a lower interest rate, leverage your home’s equity, or simply lower your monthly payments. Let’s find a refinance solution and make it happen! Capitalize on these low rates.

Niche Products

We offer a wide array of niche products, as well as mortgage loans for manufactured and modular homes, properties with large acreage, Washington State bond programs, low-interest second mortgages, future income programs, extended lock options, and more.

Loan Options

Purchasing or Refinancing in Oregon?
Look no further. I have a wealth of knowledge on a wide range of financing options. Here are just some of the home loan programs I specialize in:

  • Conventional Home Loans
  • Fixed & Adjustable Rate Mortgages
  • Refinancing Home Loans
  • Relocation
  • Jumbo Home Loans
  • Conforming High Balance Home Loans
  • Construction & Lot Loans
  • Remodel & Rehab Loans
  • Residential Investment Loans
  • Reverse Mortgages
  • Self-Employed Home Loans
  • Energy Efficient Mortgages (Green Home Loans)
  • EnergySpark Home Loan Program
  • FHA Home Loans
  • VA Home Loans
  • USDA Home Loans
  • Good Neighbor Next Door Program
  • Home Advantage Loan Program
  • House Key Opportunity Loan Program
  • Niche Products

Learn more about available loan options and apply today!


Kim Pepper
Senior Loan Processor
O: 503.546.1273 | F: 360.567.2947


Mike Matthews and Kim Pepper went above and beyond our expectations to help get our family into a home. Mike and Kim are excellent communicators and worked diligently to make our loan process go as smoothly as possible. I really felt like Mike and Kim were our personal loan advocates. We will highly recommend Summit Mortgage Corporation to all of our friends and family!

– Peter & Ariel P.


Blog Feed

Mortgage Myth: “You Need a Big Down Payment to Buy a Home”

  Mortgage Myth: “I’ll need a lot of cash in order to buy the home I want. I’ll never be able to save up enough money for a down payment.” Your actual down payment amount will depend on what type … Continued

The post Mortgage Myth: “You Need a Big Down Payment to Buy a Home” appeared first on Summit Mortgage.

Top 4 Reasons to Move to Vancouver, Washington

  As an avid concert-goer, there’s nothing I love more than a night out enjoying the sights and sounds of Portland. With great venues like the Crystal Ballroom and Revolution Hall, the city has drawn in exceptional performers over the … Continued

The post Top 4 Reasons to Move to Vancouver, Washington appeared first on Summit Mortgage.

Spring Events in Oregon & Washington

  Spring Events in Oregon & Washington Spring has sprung in the Portland, Vancouver, and Spokane areas! Take a look at our calendar for any updated event dates and times. MARCH Portland Oregon Women’s Film Festival – March 9-11 Portland … Continued

The post Spring Events in Oregon & Washington appeared first on Summit Mortgage.

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